Month: June 2019

Pursuant to the principles set out by the Economic Information Bureau, a debtor is placed in the ERT register, whose liability is more than PLN 200 (in the case of a natural person) or PLN 500 (in the case of entrepreneurs), and 60 days have passed from the day fixed for paying off the debt. […]

May 11, 2018 The Credit Information Bureau has activated the new service. Credit Disclaimer allows you to secure your data in BIK. This is to prevent abuse when incurring financial obligations. Consequently, criminals will have a difficult path to extorting loans or credits. Provident is one of the first companies that cooperates with BIK as […]

  Obtaining a consumer credit is done according to the means of the borrower. To know if an individual can take out a personal loan and how much he can borrow, he must know his debt ratio. This value, expressed as a percentage, makes it possible to estimate the amount of monthly payments that can be envisaged. The debt ratio […]

In a study of loan repurchase request, the lender in charge of analyzing the financial situation of the borrower (s) must, in order to do well, evaluate the income and expenses of the file in order to determine whether it exists.  Credit buy-back: household expenses Among the financial charges to be retained in a loan […]

  Making debts has been a trend for years – what father state creates, the small citizen can long. Not least due to the constantly high buying mood, the number of over-indebted citizens is rising steadily in this country. From spontaneous online orders over outdated loan agreements to overpriced mobile tariffs, there is no shortage […]

In difficult times, when you face unforeseen expenses, or incidents of life, you may need to suspend your credit maturities. This suspension of credit maturities is also called the credit due date. But before thinking about the postponement, if you have taken out insurance, look carefully at the clauses of this insurance. This insurance could […]